Well, that's a burden lifted off our shoulders!

I am very happy. It turns out that we got some misinformation about how the adoption tax credit works! It's not an adjustment to our AGI, it's a credit against our tax liability -- basically, up to about $12,000 (our adoption process will probably cost us about $30,000 when all is said and done, so every bit of cash helps!) is paid towards the taxes we owe if we've already paid up to $12,000 in taxes, it'll get refunded to us. This is a huge relief!!!!